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Amazing Family Experience Working With HMS
Robert Lovell • February 2, 2022

Kelly didn’t expect the owner and founder of HMS to be personally involved with her home buying process – but Bob was. She thinks the care the whole team showed her during her home buying journey speaks volumes about our company.



If you want to feel comfortable and important during your home buying experience, call HMS at 972.392.9595.

Recent Posts


By Robert+ Lovell September 10, 2025
North Texas is home to thousands of military members, veterans, and their families. At HMS, we’re proud to help those who have served our country navigate the home buying and selling process with confidence. 1. The Benefits of VA Loans The VA loan program offers unique advantages, including: • No Down Payment: Qualified buyers can finance 100% of the purchase price. • Competitive Interest Rates: Often lower than conventional loan options. • No Private Mortgage Insurance (PMI): This helps reduce monthly costs. Every situation is different, but for many military families, VA loans are a smart choice. 2. Guidance Through the Process VA loans come with specific guidelines and paperwork. HMS agents are familiar with these requirements and can connect you with lenders who specialize in VA financing. Our goal is to make the process clear and manageable from start to finish. 3. Finding the Right Community From neighborhoods near Fort Cavazos (formerly Fort Hood) to family-friendly areas around Fort Worth and Dallas, HMS helps match your housing needs with communities that fit your lifestyle — whether you’re relocating, retiring, or buying your very first home. 4. Serving Those Who Served We understand the challenges military families face, from frequent relocations to transitioning into civilian life. Our mission is to provide support, resources, and trusted expertise every step of the way. Final Thought: At HMS, we’re honored to help military and veteran families achieve their dream of homeownership in Dallas–Fort Worth. With decades of local experience, we’re ready to serve you.
By Robert+ Lovell September 3, 2025
If you’ve been dreaming about trading your rent check for house keys, 2025 could be your year. We know the headlines can feel overwhelming — interest rates, housing prices, competition. But here’s the thing: first-time buyers in Dallas-Fort Worth are in a better position than you might think. HMS has been helping buyers for more than 25 years, and here’s what we’re seeing right now: 🏡 More New Homes Coming Online – Builders are adding new communities across DFW. More inventory = more choices for you. 💸 Down Payment Help – Many first-time buyer programs are still available through our preferred lenders. You don’t need a huge nest egg to get started. 📉 Stabilizing Interest Rates – Rates have cooled from their peaks, and experts predict more stability in 2025. That makes monthly payments more predictable. 📍 Dallas-Fort Worth Is Growing – Families, jobs, entertainment — it’s all here. Buying now helps you lock in before prices climb further. The truth? Waiting rarely makes buying easier. If you’re ready to start the process, HMS is here to walk you from approval to move-in — without the guesswork. 👉 Want to see what’s possible for you this year? Bless your heart, you might just be closer to homeownership than you think.
New Homebuyers in Dallas, TX
By Robert Lovell August 17, 2022
There are a lot of different aspects to buying a new home that most Dallas, TX homebuyers have no idea about. Be sure you can answer these five questions before buying your dream home.
By Robert Lovell February 3, 2022
HMS president and founder Bob Lovell is a firm believer in not making the landlord richer by continuing to rent. Contact HMS Bless Your Heart to find you dream home today!
By Robert Lovell February 2, 2022
Bob Lovell, founder of HMS Bless Your Heart, makes the home buying process easy for any one to take advantage of. For more information, call today!

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 Bless Your Heart – Let the team at HMS show you how you can save money by owning your home.

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More from HMS


By Robert+ Lovell September 10, 2025
North Texas is home to thousands of military members, veterans, and their families. At HMS, we’re proud to help those who have served our country navigate the home buying and selling process with confidence. 1. The Benefits of VA Loans The VA loan program offers unique advantages, including: • No Down Payment: Qualified buyers can finance 100% of the purchase price. • Competitive Interest Rates: Often lower than conventional loan options. • No Private Mortgage Insurance (PMI): This helps reduce monthly costs. Every situation is different, but for many military families, VA loans are a smart choice. 2. Guidance Through the Process VA loans come with specific guidelines and paperwork. HMS agents are familiar with these requirements and can connect you with lenders who specialize in VA financing. Our goal is to make the process clear and manageable from start to finish. 3. Finding the Right Community From neighborhoods near Fort Cavazos (formerly Fort Hood) to family-friendly areas around Fort Worth and Dallas, HMS helps match your housing needs with communities that fit your lifestyle — whether you’re relocating, retiring, or buying your very first home. 4. Serving Those Who Served We understand the challenges military families face, from frequent relocations to transitioning into civilian life. Our mission is to provide support, resources, and trusted expertise every step of the way. Final Thought: At HMS, we’re honored to help military and veteran families achieve their dream of homeownership in Dallas–Fort Worth. With decades of local experience, we’re ready to serve you.
By Robert+ Lovell September 3, 2025
If you’ve been dreaming about trading your rent check for house keys, 2025 could be your year. We know the headlines can feel overwhelming — interest rates, housing prices, competition. But here’s the thing: first-time buyers in Dallas-Fort Worth are in a better position than you might think. HMS has been helping buyers for more than 25 years, and here’s what we’re seeing right now: 🏡 More New Homes Coming Online – Builders are adding new communities across DFW. More inventory = more choices for you. 💸 Down Payment Help – Many first-time buyer programs are still available through our preferred lenders. You don’t need a huge nest egg to get started. 📉 Stabilizing Interest Rates – Rates have cooled from their peaks, and experts predict more stability in 2025. That makes monthly payments more predictable. 📍 Dallas-Fort Worth Is Growing – Families, jobs, entertainment — it’s all here. Buying now helps you lock in before prices climb further. The truth? Waiting rarely makes buying easier. If you’re ready to start the process, HMS is here to walk you from approval to move-in — without the guesswork. 👉 Want to see what’s possible for you this year? Bless your heart, you might just be closer to homeownership than you think.
New Homebuyers in Dallas, TX
By Robert Lovell August 17, 2022
There are a lot of different aspects to buying a new home that most Dallas, TX homebuyers have no idea about. Be sure you can answer these five questions before buying your dream home.
By Robert Lovell February 3, 2022
HMS president and founder Bob Lovell is a firm believer in not making the landlord richer by continuing to rent. Contact HMS Bless Your Heart to find you dream home today!